Wednesday, February 16, 2011

New price for southeast Visalia home

1018  S Tracy St,  Visalia, listed at $150,000.
Take a look at this hard-to-find four bedroom, three bath southeast Visalia home.

This immaculate 1,889-square-foot home is two stories and features a three-car garage and a crystal clear swimming pool off of a covered patio.

There is a fireplace in the living room to warm up those cold days. The living room has beautiful wood laminate flooring.

The kitchen has light oak cabinetry, tile counter tops, a center breakfast bar and a large window.

Pride of ownership is evident throughout this home. You will enjoy the mature landscaping in both the front and back yards.



Call the Vintage Home Guys today for an appointment.  

Ruben Olguin (559) 280-9384 or Vince Ingrao (559) 799-9165

Monday, February 14, 2011

Great value in northeast Visalia home

2349  N Thomas St,  Visalia, listed at $209,000.
A meticulously kept family home is a perfect find for the discerning buyer.

Look at this home with nearly 2,200 square feet of living space.

The spacious kitchen is highlighted by with granite counter tops, a Viking 6-burner professional cook top with Versa Ventilation and upgraded appliances.

There are Trey ceilings in the living room, dining room, master bedroom that add to the open feeling.

A sparkling pool and cooling misters are perfect for those hot summer days and the outdoor fireplace will provide the warmth needed when the sun goes down.

There's a spectacular master suite with a large master bath and dual closets. Upgrades and improvements throughout provide the added value buyers are looking for: new HVAC; new energy efficient pool pump; new energy efficient windows; alarm system; ceiling fans throughout; crown molding; 220 power in the garage; stereo speakers strategically located in the kitchen, patio and living room; 2 year roof certification provided; and much, much more.

Call today for your private showing.

Ruben Olguin (559) 280-9384 or Vince Ingrao (559) 799-9165

Monday, February 7, 2011

A financial plan for your home

4150 N Hermitage
Via Flickr: Anne Rossley
Your home is probably your biggest investment. To manage it, create a financial plan that takes into account repairs, upgrades, mortgages, insurance, and taxes.

Do you pay each home-related expense as it comes? If so, you're missing opportunities for upgrades, or much worse, heading into a financial crisis when a slew of surprise maintenance items hit. So take a holistic look at what it costs to operate your house and set up a home financial plan.

Use our home financial plan budget worksheet, and start by writing a list of expenses, such as:

•Mortgage

•Taxes

•Home insurance, including liability

•Repairs and maintenance, such as new furnace, roof, painting

•Voluntary upgrades, such as a swimming pool, a premium range, a new powder room

What will you learn from this home financial plan weekend exercise?

•How much you have to spend

•How much you need to allot in the short- and long-term for necessary maintenance and voluntary improvements

With this newfound grip on your home's expenses, you can create a home financial plan that'll help you there for years with maximum enjoyment and minimum anxiety.

The mortgage: Pay it--and then some

Yup, you already shell out a lot for your mortgage, but can you pay more? Even a little extra each month can add up to an earlier payoff. Let's say you have $200,000 in outstanding principal and a 20-year fixed-rate mortgage at 5%. Your monthly payment is $1,319.91. But if you can manage to pay another $100 a month, you'll save $14,887 in interest.

Run the numbers yourself for your home financial plan.